The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Managing Your Lifestyle Using smart management to get more of what you want and free up assets to invest. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement?